A retail alternative to card schemes, Dinube went live in 2014 at several hundred store fronts in western Europe. As the first digital payment network, Dinube pioneered account-to-account instant payments within the Eurosystem SEPA framework in Europe, built end-to-end on entirely new payment rails.
As a pure-digital network, Dinube introduced the world's first non-card, NFC contactless payment with a mobile device at a physical point of sale.
In keeping with the company's spirit of innovation, Dinube was first to introduce biometric authentication for payments on a mobile device (fingerprint and Face ID are now commonly used) and the first vertically-integrated payment network on in-store pinpads at checkout (payment, loyalty and receipt in a single "Tap" )
While consumer privacy challenges continue unresolved and paper receipts are still needlessly printed, Dinube became the first payment network to issue paperless digital receipts at checkout, presenting retailers with an environmentally responsible payment solution. To date, it remains the only network with full privacy preservation.
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